Estimated Cola Increase For 2025. In 2025, the maximum taxable earnings limit will increase to $176,100. The cbo estimates that ending the government pension offset would increase monthly benefits in december 2025 by an average of $700 for 380,000 recipients getting.

Social security’s 2025 cola estimate inched up to 3.2% as inflation stays elevated. If the inflation rate remains on track, the annual adjustment will be less than 3%, the smallest.